Site Security Information
Advanta understands that security and confidentiality are principal concerns for our online customers. That is why we work hard to protect you and your business account information during your online sessions. Advanta is committed to improving your online security and help protect you against fraud and identity theft while performing online internet banking transactions with Advanta.
Your initial level of security and protection is your personally selected User ID and Password to access your account. This initial security check verifies who you are, allowing you access to your account information while helping to prevent unauthorized access. Advanta is also implementing an advanced online security two-factor authentication system to better protect you. There is no cost to you for this added protection. You will continue to access your account using your current log in ID and Password. After this new two factor security system is implemented, the first time you log in, you will be asked to set up your additional personalized security information. This is an easy process and will be accomplished by initially setting up three challenge questions with answers chosen by you and that only you will know. Advanta's two factor authentication system will place a secure browser cookie and/or flash object on the workstation you used to access Advanta's internet banking Web site. After you initially set up this security information on the workstation from which you usually work, you will not be prompted again for the additional security information. In the event you wish to log into Advanta's Web site from other workstations, you will be asked one of your previously chosen "challenge" questions to further authenticate your identity.
The next level of security is the establishment of a secure session using Secure Socket Layer technology (SSL). SSL is the leading security protocol for data transfer on the Internet. SSL technology scrambles your account information as it moves between your PC's browser and Advanta's computer systems, helping to ensure that your information remains secure and confidential while you review account information and conduct business transactions with Advanta online.
The information on Advanta.com is protected by VeriSign, a digital certificate solution company that offers a secure server solution by allowing Web site developers and Web-based businesses to develop and maintain secure Web sites for secure and private e-commerce transactions and customer communications. Although no one can guarantee that a compromise will never take place, we have taken significant measures to protect your information.
|
Security/Fraud Prevention Tips
While Advanta takes precautions to protect the security and confidentiality of your personal and business information, many customers ask what steps they can take to further ensure their account security. Below are recommended tips to help you avoid fraud or identity theft: - Log In
Protect yourself and your business information against fraudulent Web sites by always checking the URL/Address every time you log in. The Advanta URL that should appear in your browser contains "advanta.com".
- Log Off
After you have finished your secured online session, you should always use the Log Off link to end your session. The Log Off link appears on every page in the upper right hand corner. After you log off, no further transactions can be conducted without re-entering your User ID and password.
- Create a User ID and Password That Only You Will Know
Your User ID and password protect the confidentiality of your account, verify who you are and enable the system to establish your secure session. - Select a User ID and password that are easy for you to remember and difficult for others to guess.
- Your User ID and password should be distinctly different.
- Try not to use words from the dictionary.
- Do not use your account numbers as your User ID or password.
- We recommend that you use a combination of letters and numbers.
- Memorize your password and never share it with anyone.
- Change Your Password Frequently
Stay ahead of the game and change your password frequently. Simply log in and click on the Change Password link in the navigational bar.
- Be Aware of Cached Pages
Cached pages are pages that are temporarily saved in your computer's memory. You can notice cached pages by clicking on your browser's Back button. While cached pages do not jeopardize the security of your User ID and password, cached pages do retain information submitted. It is best to complete all of your business transactions without leaving the computer and when finished, log off and close the browser you were using so no one can access previously submitted or viewed information.
- Beware of Suspicious E-mails or Phone Inquiries
Never provide your account number, PIN or password to anyone who calls or contacts you unsolicited. And while Advanta may initiate a contact requesting personal information regarding application information, addition of employee cards or security verification, it is good practice to request a callback number to verify that the call is authentic and not someone attempting a fraudulent act.
If you receive suspicious calls or e-mails claiming to come from Advanta, immediately contact the Advanta Customer Service Department at 1-800-705-7255 and ask for the Security Department.
 | | | | Updated November 2006 |
|
|
|